Why retirement
plan is very important for Indians, all the statistical data shows India is
young country with major population are below age 25. In other words after 30
years India & China will have the elderly citizen in the world.
So planning your
retirement in young age will be better option for you and for the nation.
Else one day the same young citizen will be the burden for the nation.
Retirement
Options available for Indians
Post office
Monthly Income Scheme:
This scheme
allows you to invest any amount between Rs 1,500 and Rs 4.5 lakh per year in
case of individuals and Rs 9 lakh per year in case of a joint account. It
offers a return of 8.40% per annul, which is payable monthly and has a maturity
period of five years.
Monthly Income
Monthly Insurance plans:
There are lot of
monthly income schemes available in the market with lot of smart saving options.
You need put in additional effort on research the plans and start your
investment.
Mutual Funds:
When it comes to
mutual fund you’re taking little or more risk on your investment, if you’re
investing MF take time and research before investing. SIP is good option
for your regular investment.
Govt. Security
Bonds
You are not
taking any risk but your returns will be limited. With fixed percentage, but you will get your returns for sure.
PPF:
Public Provident
Fund is another option and very famous among the salaried population. Recently
government also increased the slab from 100,000 to 150,000 per year.
So plan your
retirement before it’s getting late. Sit
back and relax and do the things they never got a chance.
For any investment related questions please visit : http://way-2-invest.blogspot.in/
No comments:
Post a Comment