Wednesday, October 16, 2013

Basic Information about PPF



Public Provident Fund – Its long term investment plan, any India citizen / resident of India can open PPF account. Its complete tax free for the interest received from PPF. The scheme has been introduced for Salaried / Self Employed/ even for Minor you can open PPF if you’re are guardian.

PPF account holder can invest as minimum as 500 and maximum up to 100,000 and limited to 12 transactions in a year. After completing of 15 years you can withdraw the money with interest and principal. If you want to extant after 15 years you do that by continuing to next 5 years.

You can take loan from your PPF account; loan could be taken from 3rd year onwards till the sixth year.  

PPF account can be opened from all State Banks, Bank of India, Central Bank of India, Bank of Baroda, ICICI Bank and in Post office too.

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